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Recent Posts

  1. Amendment 69: What it does to your taxes

    by pmartin

    Category: Our Blog

      Amendment 69 will raise $25 billion in new tax revenue-nearly doubling the size of the current state budget – to support a government-run health care system. There are many important questions that Amendment 69 leaves unanswered, but here’s how the taxes will work…as best as we can tell.   Payroll Taxes: Employers will pay 6.67 […]

  2. Amendment 69: Workers Comp Destabilizer

    by pmartin

    Category: Our Blog

    2016.08.29 WORKERS COMP HEADACHE

    Be aware of the facts before you vote this November in Colorado.  Amendment 69 will change health care as we know it and not in a good way. FACT: Amendment 69 will likely destabilize the workers’ compensation insurance market. There are two parts of workers’ compensation insurance: medical coverage and wage replacement (indemnity).  Under Amendment […]

  3. Amendment 69: Double Premiums for Seniors?

    by pmartin

    Category: Our Blog

    Double Premium for Seniors

    This November, Colorado will be voting on something that would change health care drastically.  Please be aware of the facts before you decide how you will vote on Amendment 69. Because Amendment 69 only affects laws at the state level, Medicare will not be replaced by the program. Seniors will continue having to pay for their […]

  4. Insuring a Second Home for High Net Worth Clients

    by pmartin

    Category: Our Blog

    It can cost more to insure a second home than to insure your primary residence. Premiums are based on a variety of factors, like the amount of time that your home will be unoccupied, its location and the liability from renting the property. If you’re investing in a second home, we’ve gathered some insurance basics […]

  5. How to Prepare Your Business For an Active Shooter

    by pmartin

    Category: Our Blog

    Training Your Staff for an Active Shooter Situation An active shooter is an individual actively engaged in killing or attempting to kill people in a confined and populated area. To best prepare your staff for an active shooter situation, create an emergency action plan (EAP) and conduct training exercises. Together, the EAP and training exercises […]

  6. How Amendment 69 Could Impact You

    by pmartin

    Category: Our Blog

    No-On-69_final-graphic_400w-250x250

    Amendment 69 Will Hit Colorado Employers in the Wallet Last month, we shared our general concerns about Amendment 69, the ballot initiative to create a single-payer health care system in Colorado. Let’s start with a quick recap of our broad concerns about Amendment 69’s impact on workers’ comp in Colorado. This new system, dubbed ColoradoCare, […]

  7. How Will You Vote on Amendment 69 This Fall?

    by pmartin

    Category: Our Blog

    This November, we will be voting to amend the constitution to change healthcare in Colorado. Here are four reasons from Coloradans for Coloradans to vote no on Amendment 69. Huge New Tax Burden. Amendment 69 will raise $25 billion in new taxes to fund a massive government-run health care system – —a figure that almost […]

  8. Colorado Division of Insurance Announces Significant Changes to the Individual Market

    by pmartin

    Category: Health Insurance

    According to Colorado’s Division of Insurance, the following changes to the Individual market are effective January 1, 2017: Humana and United Healthcare will no longer be offering Individual plans in Colorado in 2017. Rocky Mountain Health Plans will be exiting the Individual market in all counties EXCEPT Mesa. Anthem Blue Cross and Blue Shield is […]

  9. Inspect Your Deck

    by pmartin

    Category: Home Insurance

      As the weather warms up, relaxing on an outdoor deck can be a great way to spend time with friends and family. However, the International Association of Certified Home Inspectors estimates that only 40 percent of the 45 million decks in North America are safe. Use these tips to inspect your deck and keep […]