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Recent Posts

  1. Is an HSA right for me?

    by tschroeder

    Category: Health Insurance

    Is an HSA right for me? If you are not reaping the benefits of a Health Savings Account you probably should take a moment to look over some of the things an HSA plan could do for you. HSA’s work alongside a high deductible health insurance plan either through an employer sponsored health plan or an […]

  2. Why do I need health insurance?

    by tschroeder

    Category: Health Insurance

    With all the changes in health care recently there is a huge questions many Americans have on their minds….do I even need health insurance and why am I being forced to purchase it? Even now that Health Care Reform is here there are so many other reasons to consider all of the major benefits of […]

  3. What is Grandmothering?

    by tschroeder

    Category: Health Insurance

    What is Grandmothering? Grandmothering is the new term for Grandfathering and it is the extension granted by the Obama Administration allowing small businesses and individuals to keep their current health plans until October of 2016. Grandfathered plans are policies that were purchased prior to March 23, 2010.  Because they were purchased prior to health care […]

  4. What is the difference between co-pays and co-insurance?

    by tschroeder

    Category: Health Insurance

    Health Insurance terms can be confusing, so we’ll do our best to keep it simple. A co-payment is a set fixed amount that you always pay for medication, medical office doctor visits or a procedure at a facility when you receive a service.  This co-payment amount, even though it’s fixed,  is part of your out-of-pocket expenses.  […]

  5. New Homeowners Insurance Law In Colorado Starts in 2014

    by pmartin

    Over the past few years Colorado has seen numerous catastrophic wildfires that brought to light a very uncomforatble truth. Most Coloradoans do not keep their homeowners insurance policies up to date to provide adequate coverage in the event of total loss. In response to this issue, Colorado stepped up and passed the Homeowners Insurance Reform Act […]

  6. The Best Insurance Against Auto Theft is to Lock Your Doors – Even In Aspen

    by pmartin

    Although most residents in the Aspen area moved here because of the “laid back” lifestyle and to get away from crime rates in larger cities, we must remember that we are not immune to crime. For the first 10 years I lived here I never locked my home or my car doors. Many Roaring Fork […]

  7. How Self Driving Cars Could Lower Cost of Auto Insurance

    by pmartin

    I have seen and heard quite a bit about the future of self driving cars. In fact, self driving car technology already exists, and is being tested on public roads in 4 states. Your current vehicle may already possess some of the technologies used by self driving vechiles such as rear collision prevent, self parallel parking, […]

  8. Are You Vulnerable to Home Invasions?

    by

    Category: Our Blog

    When it comes to feeling safe and secure, you, like many other people, most probably feel safest in your own home. This is usually because of the familiarity of the surroundings, and the security measures you might have in place.  But an unfortunate truth is that, as people relax and unwind at home after a […]

  9. Keeping DIY Projects Accident-Free

    by

    Category: Our Blog

    Do you have a few DIY repairs planned around your Colorado property? Before you invite your friends over to help, you have better double check that you are properly insured. A sufficient homeowner’s policy should provide liability coverage for unintentional injuries that occur to visitors at your residence. Just because you have insurance, however, does […]