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Recent Posts

  1. Warm up without worry

    by pmartin

    Category: Home InsuranceOur Blog

    Each year there are thousands of residential fires caused by fireplaces, chimneys and chimney connectors associated with heating systems. These fires result in injuries, or even deaths, as well as millions of dollars in property damage. Colder weather means more people are cozying up in front of their fireplaces. Here are some recommendations to help […]

  2. Why Modified Duty Matters

    by pmartin

    Believe it or not, getting back to work is a vital part of the injured worker’s healing process. In fact, studies show that injured workers who are absent for more than six months only have a 50 percent probability of returning to work at all. Offering modified duty work, which are tasks that have been modified […]

  3. Cost Containment Discount Made Simple

    by pmartin

    There are many reasons Martin Insurance Group policyholders should implement Colorado’s Cost Containment Certification program. We created our unique Workers Compensation Six Point Strategy with Cost Containment certification as the centerpiece. We walk our policyholders through the Cost Containment Certification process and as a result, they often see a decrease in claims costs, a reduction […]

  4. How to Prepare for Holiday Hazards

    by pmartin

    Category: Our Blog

    As the holidays approach, prepare your employees for the hazards that come with the season. There are many stressors that can impact the health of your employees and your business. To help keep them safe and well, make sure that your employees, no matter what your industry, are prepared for the following: Hazard #1: Ice […]

  5. Is an HSA right for me?

    by tschroeder

    Category: Health Insurance

    Is an HSA right for me? If you are not reaping the benefits of a Health Savings Account you probably should take a moment to look over some of the things an HSA plan could do for you. HSA’s work alongside a high deductible health insurance plan either through an employer sponsored health plan or an […]

  6. Why do I need health insurance?

    by tschroeder

    Category: Health Insurance

    With all the changes in health care recently there is a huge questions many Americans have on their minds….do I even need health insurance and why am I being forced to purchase it? Even now that Health Care Reform is here there are so many other reasons to consider all of the major benefits of […]

  7. What is Grandmothering?

    by tschroeder

    Category: Health Insurance

    What is Grandmothering? Grandmothering is the new term for Grandfathering and it is the extension granted by the Obama Administration allowing small businesses and individuals to keep their current health plans until October of 2016. Grandfathered plans are policies that were purchased prior to March 23, 2010.  Because they were purchased prior to health care […]

  8. What is the difference between co-pays and co-insurance?

    by tschroeder

    Category: Health Insurance

    Health Insurance terms can be confusing, so we’ll do our best to keep it simple. A co-payment is a set fixed amount that you always pay for medication, medical office doctor visits or a procedure at a facility when you receive a service.  This co-payment amount, even though it’s fixed,  is part of your out-of-pocket expenses.  […]

  9. New Homeowners Insurance Law In Colorado Starts in 2014

    by pmartin

    Over the past few years Colorado has seen numerous catastrophic wildfires that brought to light a very uncomforatble truth. Most Coloradoans do not keep their homeowners insurance policies up to date to provide adequate coverage in the event of total loss. In response to this issue, Colorado stepped up and passed the Homeowners Insurance Reform Act […]

  10. The Best Insurance Against Auto Theft is to Lock Your Doors – Even In Aspen

    by pmartin

    Although most residents in the Aspen area moved here because of the “laid back” lifestyle and to get away from crime rates in larger cities, we must remember that we are not immune to crime. For the first 10 years I lived here I never locked my home or my car doors. Many Roaring Fork […]