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"Health Insurance" Archives

  1. Colorado Division of Insurance Announces Significant Changes to the Individual Market

    by pmartin

    Category: Health Insurance

    According to Colorado’s Division of Insurance, the following changes to the Individual market are effective January 1, 2017: Humana and United Healthcare will no longer be offering Individual plans in Colorado in 2017. Rocky Mountain Health Plans will be exiting the Individual market in all counties EXCEPT Mesa. Anthem Blue Cross and Blue Shield is […]

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  2. Beating the Summer Heat

    by pmartin

      Tips for staying cool when summer heats up Summer heat can be more than uncomfortable; it can be a threat to your health, especially for older adults and children. Whatever your age, don’t let the summer heat get the best of you. Heat Exhaustion Heat exhaustion occurs when a person cannot sweat enough to […]

  3. Is an HSA right for me?

    by tschroeder

    Category: Health Insurance

    Is an HSA right for me? If you are not reaping the benefits of a Health Savings Account you probably should take a moment to look over some of the things an HSA plan could do for you. HSA’s work alongside a high deductible health insurance plan either through an employer sponsored health plan or an […]

  4. Why do I need health insurance?

    by tschroeder

    Category: Health Insurance

    With all the changes in health care recently there is a huge questions many Americans have on their minds….do I even need health insurance and why am I being forced to purchase it? Even now that Health Care Reform is here there are so many other reasons to consider all of the major benefits of […]

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  5. What is Grandmothering?

    by tschroeder

    Category: Health Insurance

    What is Grandmothering? Grandmothering is the new term for Grandfathering and it is the extension granted by the Obama Administration allowing small businesses and individuals to keep their current health plans until October of 2016. Grandfathered plans are policies that were purchased prior to March 23, 2010.  Because they were purchased prior to health care […]

  6. What is the difference between co-pays and co-insurance?

    by tschroeder

    Category: Health Insurance

    Health Insurance terms can be confusing, so we’ll do our best to keep it simple. A co-payment is a set fixed amount that you always pay for medication, medical office doctor visits or a procedure at a facility when you receive a service.  This co-payment amount, even though it’s fixed,  is part of your out-of-pocket expenses.  […]

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